Enjoy Retirement on YOUR Terms with Your Home Equity
Release Home Equity for a Better Retirement
This video was created or significantly modified using artificial intelligence for illustrative purposes. It does not depict real individuals or events.

Hi, I'm Wendy Oshiro
I've enjoyed traveling around the country and overseas, but I can't imagine living anywhere else except here in Hawaii. I love my island home! Serving my community and our people is where my heart is.
My parents are the reason why I'm passionate about working with older homeowners and their families. It's because of them that for the past 2 decades, I've enjoyed helping seniors achieve greater peace of mind and a better quality of life in retirement. It's a privilege to continue serving our kupuna as one only Certified Reverse Mortgage Specialists in Hawaii.
However, the story behind my work is not what you'd usually expect.
Click below to learn about my journey into reverse.
Who We Help
Seniors

Hawaii homeowners age 62+ are utilizing reverse mortgages to access dormant equity to improve retirement. Click below to learn about our safe, and viable programs.

If your parents are facing financial challenges and you’re unable to offer the support you wish, a reverse mortgage could provide the stability they need. Discover why more adult children are turning to these programs to help their parents enjoy greater peace of mind.
Adult Children
Professionals

We partner with Realtors®, Financial Advisors, CPAs, legal professionals and others who serve seniors. Together, we explore solutions to help your clients live more comfortably during retirement. Click below to learn more.
A Reverse Mortgage Story
Meet Mary and her daughter who are concerned about Mary's future and how a reverse mortgage may be the answer.
Benefits of a
Home Equity Conversion Mortgage (HECM)
A Home Equity Conversion Mortgage (HECM) a.ka. reverse mortgage, is an FHA insured mortgage loan which allows eligible seniors 62 and older to utilize their dormant equity to supplement their retirement. Some of the benefits are:
Loan Proceeds are not Taxable
No Monthly Mortgage Payments Required
Choose How You Receive Funds
Retain Ownership and Stay in Your Home
Borrowers must live in the home as their primary residence, and continue to pay property taxes, homeowner's insurance and maintain the home.





